National Credit Union Administration (NCUA)

Desert Financial Credit Union is chartered, regulated and insured under the National Credit Union Administration, an independent agency of the United States government. The shares in your Desert Financial accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. The NCUSIF was established by Congress in 1970 and is backed by the "full faith and credit" of the U.S. government.

Your Desert Financial accounts are federally insured to at least $250,000. Generally, if you have more than one account, those accounts are added together and insured to at least $250,000. There are exceptions, though. You may obtain additional insurance coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms and applications. Also, up to $250,000 insurance is provided for all investment retirement accounts (IRAs) in any one member's name.

For more information about share insurance coverage, we invite you to:

• Review the NCUA's How Your Accounts Are Federally Insured brochure
• Use the NCUA's online Share Insurance Estimator tool

Remember, not one penny of insured savings has ever been lost by a member of a federally insured credit union.