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Mortgage Refinance
Learn moreMortgage loans are offered by Define Mortgage Solutions, LLC, NMLS ID #1761612, BK#0949053, a subsidiary of Desert Financial Credit Union.
Rates are subject to change without notice.
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Mortgage Refi
Rates
APR
Points
CONFORMING LOAN
Interest Rate
6.00%
APR
6.233%
Estimated Value
$437,500
Loan Amount
$350,000
Term
15 years
Monthly Payment
$2,953
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.875%
APR
6.997%
Estimated Value
$437,500
Loan Amount
$350,000
Term
30 years
Monthly Payment
$2,299
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.25%
APR
7.050%
Estimated Value
$437,500
Loan Amount
$350,000
Term
5 year ARM
Monthly Payment
$2,155
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.375%
APR
6.984%
Estimated Value
$437,500
Loan Amount
$350,000
Term
7 year ARM
Monthly Payment
$2,184
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
CONFORMING LOAN
Interest Rate
6.00%
APR
6.326%
Estimated Value
$326,000
Loan Amount
$314,590
Term
FHA 30 Year Fixed
Monthly Payment
$1,886
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
6.00%
APR
6.209%
Estimated Value
$1,050,000
Loan Amount
$840,000
Term
15 years
Monthly Payment
$7,088
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
6.50%
APR
6.629%
Estimated Value
$1,050,000
Loan Amount
$840,000
Term
30 years
Monthly Payment
$5,309
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
6.00%
APR
6.923%
Estimated Value
$1,050,000
Loan Amount
$840,000
Term
5 year ARM
Monthly Payment
$5,036
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
NON-CONFORMING LOAN
Interest Rate
6.125%
APR
6.828%
Estimated Value
$1,050,000
Loan Amount
$840,000
Term
7 year ARM
Monthly Payment
$5,104
Purchase Rate Assumptions and APR Information
Today's purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740
Rates valid on {current-date}. Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
Disclosures
1Rates are subject to change without notice.
Fixed & ARM Loans - Estimated monthly payment does not include taxes and insurance which will result in a higher monthly payment. For borrowers with less than 20% down payment, mortgage insurance may be needed which could increase the monthly payment and APR.
ARM Loans - The interest rate will be based on the 30-Day Average of the SOFR index as published by the Federal Reserve Bank of New York.