Find great rates. Not hidden fees.
Credit union rates can be better than a bank’s because we don’t have to answer to shareholders – we’re member-owned. And because you deserve hassle-free banking, there are no hidden fees.
Your money, your way.
There’s no feeling like financial freedom and security. Join the more than 450,000 Arizonans who have made Desert Financial their trusted partner.
The benefits of banking your way.
Better rates + lower fees
Competitive credit union rates and lower fees means more “fun money” for you.
Over 50 locations in Arizona
Numerous locations and 24/7 customer support mean we’re around the corner and in your corner.
Fast + easy digital banking
Top-rated online and mobile banking means more convenient banking for you.
Relationship Rewards
A free rewards program for banking with us means a potential cashback bonus – and more!
Diverse products
A wide variety of products means you can invest in yourself by choosing what fits your needs.
Dependability
Joining a credit union that’s been around for 85 years means you get the security and stability.
What members are saying
"Customer service and personalization from skilled team members! We are so pleased we moved from the ‘big bank’ to our new home with Desert Financial."
– Susan D.
"I've been with Desert Financial for almost 50 years now and they’ve seen me through every phase of my life, through car loans, mortgages, Medicare guidance and cash back every year. It has been a pleasure to do business with them."
– Diane K.
Why we exist
Our passion is creating exceptional experiences through financial solutions that improve financial well-being. We believe in sharing success, and as a not-for-profit credit union, we can give more back to our members, community and team.
You’re in good company
Desert Financial consistently ranks high for member satisfaction and service in leading local and national publications.
Equal Housing Opportunity