¹

New member bonus offer - To receive the $200 bonus, new member must open a Membership Savings with a minimum balance requirement of $25 and a checking account and must select an NAU® Visa® Debit Card design at the time of account opening, in addition to meeting the following two requirements within the first 60 calendar days of account opening – 1) Register for Online Banking and enroll in eStatements and 2) Have a minimum of 20 transactions (not including fees assessed by DFCU) posted to the new checking account. New accounts must be open and cannot be delinquent by more than 30 days at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-calendar day period if qualifications are met. Cash bonus earned is subject to all applicable taxes, is the responsibility of the member and will be reported on IRS Form 1099-INT. Offer available only to new Desert Financial Credit Union (DFCU) members who are 18 years of age or older, have a valid U.S. Taxpayer Identification Number or Social Security Number and meet DFCU’s membership eligibility and credit qualification requirements. See our Statements of Terms, Conditions and Disclosures for further information regarding membership eligibility and account details. Existing primary account owners or primary account owners who have closed their membership within the past 12 months and existing joint account owners of an open checking or savings share are ineligible to receive promotional new account bonus. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible. Offer valid for a limited time, cannot be combined with any other account opening offer and is subject to change.

²

³