Plus, get your new Arizona State University^® debit card!

¹

Promotion Eligibility: To be eligible for offer bonus, new member must open accounts online by following the promotional link provided or mention this promotion while opening in branch or over the phone. New member must not already be the primary or joint owner of an existing account at Desert Financial Credit Union (DFCU) or have been the primary owner of an account at DFCU within the past 12 months. New member must be the primary account holder, be 18 years of age or older, meet Desert Financial’s membership eligibility and credit qualification requirements and establish a Membership Savings with a minimum balance of $25 and Checking account. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amount is subject to all applicable taxes and is the responsibility of the member. Offer cannot be combined with any other account opening offer and is subject to change without notice.

Cash Bonus Eligibility: New checking must meet the following three requirements within the first 60 days of membership – 1. Establish and receive a minimum direct deposit of at least $500, 2. Must enroll in eStatements and 3. Have a minimum of 10 transactions (not including fees assessed by DFCU) posted to the new checking account. New accounts must be open and cannot be delinquent (by more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.

Checking is free; however, fees for overdraft, non-sufficient funds, or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.

³

Must be a Rewards Member or Rewards+ Member for a minimum of six months per calendar year to be eligible for annual cash bonus (“Member Giveback Bonus”). Additional restrictions apply. For further information regarding the Relationship Rewards program and eligibility of the Member Giveback Bonus, please see the Relationship Rewards Disclosure – Supplement to the Statements of Terms, Conditions and Disclosures.

⁴

Refer-a-Friend cash bonus offer valid for a limited time only. New member ("Friend") must present completed Referral Form at time of account opening and establish a Membership Savings and Checking account. New members cannot have any existing accounts (primary or joint owner) within the last 12 months. Referrer and Friend cannot begin credit union membership on the same business day. Account Opening Criteria: Primary account holder must be 18 years or older and meet Desert Financial’s membership eligibility and credit qualification requirements, including opening a Membership Savings account with a minimum balance of $25. Cash Bonus Criteria: To receive the cash bonus, the new checking account must meet the following criteria within the first 90 days: 1. Minimum of 30 posted transactions and 2. Establish direct deposit. 3. Must be open and cannot be delinquent (more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying Checking and referring member’s account within 10 business days in the month following the end of the first 90-day period if qualifications are met. Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age. Employees of Desert Financial Credit Union, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amounts are subject to all applicable taxes and the responsibility of the member. Bonus cannot be combined with any other account opening offer. Referrals limited to five per member. Terms and conditions subject to change without notice.